POLi is out, PayID is in
The retirement of POLi in June 2022 left Australian online gambling without a native instant-deposit rail for nearly four years. Casinos leaned on card, bank transfer and increasingly crypto to bridge the gap. In 2026, the New Payments Platform (NPP) via PayID has finally become the standard, integrated across every licensed Australian operator we track.
What players get
Deposits post to the casino balance within seconds, cost the player nothing, and work from any bank account without needing a card. Withdrawals, historically the slow half of the round trip, now clear back to the bank within hours rather than days. The best operators are quoting sub-30-minute payout times for verified accounts.
Why casinos moved
Two forces: consumer demand and cost. Card fees on gambling transactions in Australia climbed steadily through 2024 and 2025 as issuers repriced merchant category codes. NPP settlement is a fraction of card cost and settles in real time. For operators processing tens of millions in monthly deposits, the maths made itself.
The compliance angle
NPP deposits carry the sender's legal name automatically, which simplifies KYC matching. Casinos can verify the deposit came from an account in the player's registered name in real time, without waiting for a card statement or a manual bank check. This has made first-withdrawal turnaround the fastest it has ever been in the Australian market.
Frequently asked questions
Do I need a PayID to deposit?
Not necessarily. You can pay directly from your bank account's BSB and account number if you prefer. PayID is faster to set up and easier to remember, but the underlying rail is the same NPP infrastructure.
Are there deposit limits on PayID?
Bank-side, yes. Most Australian banks cap NPP transactions at AU$5,000 to AU$25,000 per transaction, with a daily rolling limit. Casinos accept any amount within your bank's cap.
